Phil Apodaca
Mortgage Loan Officer
NMLS #323363
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Call 909-578-6644
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1924 E. Deer Ave
Suite 200
Santa Ana, CA 92705

About Phil Apodaca

Phil Apodaca’s clients are neighbors, partners, and companions on the way home. When you need clear answers, straightforward advice, and a mortgage that’s affordable today and into your future, Phil is here for you.

You’ll find Phil Apodaca at the Planet Home Lending Upland, CA Branch located in Santa Ana, CA. With Planet Home Lending you are more than a transaction. Feel free to call Phil with any questions at 909-578-6644. Phil proudly serves borrowers across the credit spectrum. Planet Home Lending can offer:

  • Home loans for First-Time Homebuyers
  • Move-up Homebuyer loans
  • Real estate investors with multiple properties
  • Zero down payment home loans
  • Mixed-use property mortgages
  • Low down payment mortgages
  • FHA home loans
  • VA home loans
  • Conventional mortgages
  • Jumbo home loans
  • USDA rural housing loans
  • Cash-out refinances
  • Refinances to pay off sooner or lower your monthly payment
  • Bank statement loans for business owners

Phil Apodaca and the team at Planet Home Lending look forward to getting you home!

Visit Phil Apodaca at the Upland, CA Branch