For purchase and refinance loan programs, including loan programs for veterans, more and more people are reaching the same conclusion: Planet Home Lending is the smart choice for your mortgage needs. Why? We’re not a bank. Mortgages are all we do. We have a thorough knowledge of the lending market. This allows us to help you secure competitive rates and terms. You’ll also find that we speak in terms that are simple, clear, and helpful. On our Planet, “Mortgage Mumbo Jumbo” is a language never spoken.