Home is possible with Planet Home Lending

If you want to buy a home without a big down payment, the Freddie Mac Home Possible® home loan might be right for you.

Home Possible® is an affordable solution for qualified homebuyers. There’s even a free homeownership education course where you’ll learn to make the most of your mortgage loan.

  • Down payments as low as 3%
  • Use co-signers to boost your credit
  • Get help with closing costs

Planet Home Lending is an approved Freddie Mac Home Possible® lender. Our dedicated team of mortgage professionals is ready to walk you through the guidelines and help you get the best mortgage loan for your unique needs.

Call 888-966-9044 or apply online now!

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Is Freddie Mac Home Possible® available in my state?

Home Possible® home loans are available across the country, but there are specific income limits and qualified property locations. Call us at 888-966-9044 to see what’s available for you.

What are the Freddie Mac Home Possible® income limits?

To qualify for a Home Possible® loan, your income cannot exceed a certain percentage of the Area Median Income, or AMI. For example, if the AMI is $100,000 and the qualifying income limit is 80%, you cannot make more than $80,000 per year.

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What is Home Possible homebuyer education?

To help first-time homebuyers, HomePossible® comes with homeownership classes that are free, online or in person. It’s a fantastic way to learn about your home, your mortgage and making the most of your investment.

Is Home Possible® the same thing as HomeReady®?

No, they’re different, although they work in similar ways. Home Possible® is from Freddie Mac versus HomeReady®, which is from Fannie Mae. They’re both great programs. The best way to find out which one is right for you is to call us at 888-966-9044 and speak to one of our mortgage pros. They’re ready to help get you home.

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What is today’s Home Possible® mortgage interest rate?

Rates change every day and sometimes every hour. We work hard to bring you the lowest possible rates. Call us at 888-966-9044 or ask us for a quote to find out more about how you can save with Planet.

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Do I have to be a first-time homebuyer to be eligible for Home Possible® mortgage loan?

No, you don’t. Home Possible® is great for first-time buyers, but this program is available to current homeowners, too.

Home Possible® Home Loans

  • Down payments as low as 3%
  • Get co-signers to help you
  • Buy and renovate options
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