About John Money McKinley
John Money McKinley
Mortgage Loan Originator
NMLS: #221964
A Smarter, More Personal Way to Homeownership Starts Here
In today’s digital world, where mortgage apps often feel impersonal, John
“Money” McKinley brings something refreshing — real connection,
transparent guidance, and personalized service from start to finish.
Whether you’re buying your first home, upgrading, investing, or refinancing,
John provides clarity and confidence every step of the way. His Human Touch
Mortgage Solutions™ approach combines modern convenience with genuine
support — meeting you where you are, virtually or in person.
From your first conversation to the closing table, you’re more than an
application — you’re a client with goals, and John’s role is to help you
achieve your goals with care, precisions and
understanding.
Why Work with John “Money” McKinley
✔ Clarity Over Confusion:
Straightforward answers. No jargon. Just clear, informed lending guidance.
✔ Flexible Connection:
Meet virtually on your schedule and get personal support every step of the
way.
✔ Tailored Options:
First-time buyer, investor, or business owner — John helps match you with
programs that fit your situation.
✔ Efficient and Attentive:
Quick turn times and responsive communication — without sacrificing
service.
Loan Programs Available
• First-Time & Move-Up Homebuyers
• Real Estate Investor Financing (multi-unit and mixed-use)
• VA, FHA, USDA & Conventional Loans
• Low and No Down Payment Options (where available)
• Cash-Out & Rate/Term Refinances
• Renovation Loans
• Jumbo Loans
• Bank Statement Loans for Self-Employed Borrowers
• One-Time Close Construction Loans
• Manufactured Home Financing
• Specialized Programs, including Buy Now. Sell Later.
Serving Clients Across Texas
Based in The Woodlands, John serves borrowers statewide through Planet
Home Lending’s Houston Branch.
Let’s Talk About Your Goals
Whether you’re ready to buy or refinance, a quick conversation with John can
help you understand your options and move forward confidently.
Schedule a call or request information today!
“Technology should make it easier to connect with someone who listens and
understands. I’m here to help you feel confident about your next move.”
— John “Money” McKinley
John Money McKinley is licensed in: TX
