About Adam Gainey

Adam Gainey

Adam Gainey

Mortgage Loan Originator

(904) 334-4856

NMLS: #1432565

3 South 2nd Street
Fernandina Beach, FL 32034
Fernandina Beach Branch

About Adam Gainey

Adam Gainey | Planet Home

Finding the right mortgage is about more than a rate — it's about finding the right path home. Adam Gainey believes every borrower deserves clear answers, honest guidance, and a mortgage solution that fits their needs today and their goals for the future.

Based at Planet Home Fernandina Beach Branch in Fernandina Beach, FL, Adam helps borrowers explore their mortgage options with confidence. Whether you're preparing to buy a home or exploring your financing options, Adam is committed to making the process easier to understand, helping you navigate your choices, and finding a solution that works for you.

Adam proudly serves borrowers across the credit spectrum and believes your homeownership journey deserves personal attention, straightforward communication, and a partner who takes the time to understand your goals.

Ready to explore your options? Request a rate quote today or contact Adam directly.

Mobile: (904) 334-4856
Office: (904) 243-4854

Planet Home can offer:

  • Home loans for First-Time Homebuyers
  • Move-up Homebuyer loans
  • Real estate investors with multiple properties
  • Zero down payment home loans
  • Mixed-use property mortgages
  • Low down payment mortgages
  • FHA home loans
  • VA home loans
  • Conventional mortgages
  • Jumbo home loans
  • USDA rural housing loans
  • Cash-out refinances
  • Refinances to pay off sooner or lower your monthly payment
  • Bank statement loans for business owners
  • Renovation loans
  • Buy Now. Sell Later.
  • One-Time Close
  • Manufactured Home Loans
  • 1st Year Flex
  • Home 2 Refi
Adam Gainey is licensed in: FL, GA, NC, SC

Adam Gainey's Reviews

Visit Adam Gainey at the Fernandina Beach Branch