About Adam Gainey

Adam Gainey

Adam Gainey

Mortgage Loan Originator

NMLS: #1432565

3 South 2nd Street
Fernandina Beach, FL 32034

Adam Gainey’s clients are neighbors, partners, and companions on the way home. When you need clear answers, straightforward advice, and a mortgage that’s affordable today and into your future, Adam is here for you. Adam can explain your options simply and clearly and help you to get competitive rates and terms. Request a rate quote today!

You’ll find Adam Gainey at the Fernandina Beach Branch located in Fernandina Beach, FL. With Planet Home Lending you are more than a transaction. Feel free to call Adam with any questions at (904) 334-4856. Adam proudly serves borrowers across the credit spectrum. Planet Home Lending can offer:

  • Home loans for First-Time Homebuyers
  • Move-up Homebuyer loans
  • Real estate investors with multiple properties
  • Zero down payment home loans
  • Mixed-use property mortgages
  • Low down payment mortgages
  • FHA home loans
  • VA home loans
  • Conventional mortgages
  • Jumbo home loans
  • USDA rural housing loans
  • Cash-out refinances
  • Refinances to pay off sooner or lower your monthly payment
  • Bank statement loans for business owners
  • Renovation loans
  • Buy Now. Sell Later.
  • One-Time Close
  • Manufactured Home Loans
  • 1st Year Flex
  • Home 2 Refi

Adam Gainey and the team at Planet Home Lending look forward to getting you home!

Adam Gainey is licensed in: FL, GA, NC, SC

Adam Gainey' Reviews

Visit Adam Gainey at the Fernandina Beach Branch