About Kyra Kizirian
Kyra Kizirian
Senior Mortgage Loan Originator
NMLS: #1104192
Kyra Kizirian is a seasoned mortgage loan officer with over 25 years of experience and a proven track record of helping buyers and homeowners achieve their real estate goals. Her clients are more than transactions—they’re neighbors, business partners, family, friends, and people just like you.
Whether you’re a first-time homebuyer, a seasoned investor, moving up, or downsizing, Kyra is committed to providing clear answers, straightforward advice, and guidance you can trust. Her goal is simple: to help you make informed, confident decisions about the right loan for your unique situation.
At Planet Home Lending, you are more than a number. Kyra understands that purchasing or refinancing a home is one of the most important financial decisions you’ll make. She takes the time to explain your options, structure the right strategy, and secure competitive rates, terms, and payments to help you finance your future.
Request a rate quote today and take the next step with confidence.
Loan Programs & Financing Solutions
Kyra proudly serves borrowers across the full credit spectrum, offering a wide range of traditional and non-traditional financing options:
Traditional Loan Programs
- Purchase, Refinance, and Cash-Out Refinance
- 1031 Exchange & Reverse 1031 Exchange
- FHA, VA, USDA, Conventional & Jumbo Loans
- Fixed-Rate & Adjustable-Rate Mortgages (ARMs)
- 100% Financing & Down Payment Assistance Programs
- Buy Before You Sell (Purchase EDGE Guarantee) with optional bridge loan solutions
- Renovation Loans (FHA, VA, Conventional – for purchase or refinance)
- One-Time Close (OTC) Construction-to-Perm Financing + Land Purchase
- HELOC (Home Equity Line of Credit) Options
- Reverse Mortgages
- DSCR (Debt Service Coverage Ratio) Investor Loans
- Interest-Only Loan Options
- 12- & 24-Month Bank Statement Programs
- Asset Depletion Financing (Qualify using assets)
- Jumbo Renovation & Ground-Up Construction Financing
- Vacant Land / Lot Loans
Let’s Get You Home
Kyra Kizirian and the team at Planet Home Lending are here to guide you every step of the way.
Have questions or a unique loan scenario?
Call Kyra directly at 925-216-1674 to explore your options.
