About Michelle Baham

Michelle Baham

Michelle Baham

Mortgage Loan Originator

NMLS: #185936

400 East Main Street
Suite 215, Office A
Chattanooga, TN 37408
Michelle Baham believes her clients are more than transactions — they’re neighbors, partners,
and companions on the journey home.

With over 40 years of experience in the mortgage and financial services industry, Michelle has
held leadership roles in management, operations, and sales. Her extensive knowledge allows her
to guide clients confidently through every step of the loan process.

When you need clear answers, straightforward advice, and a mortgage that works for you today
and into the future, Michelle is here to help. She takes pride in delivering quality service and
ensuring a smooth, seamless experience from application to closing.

Michelle explains your options in simple, easy-to-understand terms while helping you secure
competitive rates and loan programs that fit your unique situation. She proudly serves borrowers
across the credit spectrum.

With Planet Home Lending, you are more than a transaction.
Request a rate quote today!

Planet Home Lending can offer:
  • Home loans for First-Time Homebuyers
  • Move-up Homebuyer loans
  • Real estate investors with multiple properties
  • Zero down payment home loans
  • Mixed-use property mortgages
  • Low down payment mortgages
  • FHA home loans
  • VA home loans
  • Conventional mortgages
  • Jumbo home loans
  • USDA rural housing loans
  • Cash-out refinances
  • Refinances to pay off sooner or lower your monthly payment
  • Bank statement loans for business owners
  • Renovation loans
  • Buy Now. Sell Later.
  • One-Time Close
  • Manufactured Home Loans
  • 1st Year Flex
  • Home 2 Refi
Michelle Baham and the team at Planet Home Lending look forward to getting you home!
 
Michelle Baham is licensed in: TN

Michelle Baham' Reviews

Visit Michelle Baham at the Chattanooga Branch