About Mike Garay

Mike Garay’s clients are neighbors, partners, and companions on the way home. When you need clear answers, straightforward advice, and a mortgage that’s affordable today and into your future, Mike is here for you. Mike can explain your options simply and clearly and help you to get competitive rates and terms. Request a rate quote today!

You’ll find Mike Garay at the Planet Home Lending Dublin Branch located in Dublin, CA. With Planet Home Lending you are more than a transaction. Feel free to call Mike with any questions at 559-370-0483. Mike proudly serves borrowers across the credit spectrum. Planet Home Lending can offer:

• Home loans for First-Time Homebuyers
• Move-up Homebuyer loans
• Real estate investors with multiple properties
• Zero down payment home loans
• Mixed-use property mortgages
• Low down payment mortgages
• FHA home loans
• VA home loans
• Conventional mortgages
• Jumbo home loans
• USDA rural housing loans
• Cash-out refinances
• Refinances to pay off sooner or lower your monthly payment
• Bank statement loans for business owners

Mike Garay and the team at Planet Home Lending look forward to getting you home!