About Joel Garcia

Joel Garcia
Joel Garcia
Jr. Mortgage Loan Originator
NMLS #2165025
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9145 Narcoossee Road
Suite A203
Orlando, FL 32827

Meet Joel Garcia, a Florida Mortgage Loan Originator at Planet Home Lending!

Joel is a local Mortgage Industry expert with over 20+ Years of experience, that includes an extensive wealth of knowledge with a background in the Retail & Commercial banking industry, and real estate.  As a native to South Florida, Joel can provide you with current insights & trends on the local Florida market.  Joel is dedicated to work closely with you & your real estate agent to recommend the best available mortgage rates, terms, and mortgage products that fit your homeownership or financial goals.

Here is what Planet Home Lending can offer:

  • Planet’s Cash 4 Homes program
  • Home loans for First-Time Homebuyers
  • Move-up Homebuyer loans
  • Real estate investors with multiple properties
  • Zero down payment home loans
  • Mixed-use property mortgages
  • Low down payment mortgages
  • FHA home loans
  • VA home loans
  • Conventional mortgages
  • Jumbo home loans
  • USDA rural housing loans
  • Cash-out refinances
  • Refinances to pay off sooner or lower your monthly payment
  • Bank statement loans for business owners


You’ll find Joel Garcia at the Planet Home Lending Lake Nona Branch located in Orlando, FL.  Joel Garcia and the team at Planet Home Lending look forward to getting to know more about you, and helping you achieve your financial and homeownership goals!

Ready to learn more about the mortgage loan options available for you or your clients?  Connect with Joel Garcia with any Mortgage or loan questions at 786-239-2383.

Joel Garcia is licensed in: FL

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Joel Garcia's Reviews

Visit Joel Garcia at the Lake Nona Branch